Reimagining and Improving Student Education

The U.S. Department of Education has proposed new regulations to implement changes from the One Big Beautiful Bill Act, signed July 4, 2025, affecting federal student loan programs. Key provisions include new borrowing caps for graduate and professional students and parents, the elimination of the Graduate PLUS Program, and replacement of existing income-contingent repayment options with a new tiered standard plan and the Repayment Assistance Plan. These changes could affect PT and other healthcare graduate students who have relied on Graduate PLUS loans to finance their education.

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